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PT LOGAM JAYA PERSADA Privacy Policy

This Privacy Policy for Client of SIMPAN PINJAM IDA WELAS RASA (the “Privacy Policy") should be read and used in conjunction with the SIMPAN PINJAM IDA WELAS RASA (IWR) Terms of Use. All capitalized terms used in this Privacy Policy have the meanings given to them in the IWR Terms of Use, unless explicitly stated otherwise herein or required by context. References below to "you" or "customer" mean any visitor, user, business partner, agent, supplier, vendor, or customer of IWR or the IWR Platforms, and includes "Client." Any reference to "we" or "us" means " IWR ". IWR is committed to protecting and respecting your Privacy. This Privacy Policy helps you understand how your personal information is collected, stored and processed by IWR when you visit IWR websites or use other IWR platform. IWR may change this Privacy Policy from time to time with or without notice. We encourage our website Client and visitors to periodically review this Privacy Policy to be notified of any changes.

1. Privacy Policy Application


I. This Privacy Policy applies when you use or subscribe to any product, service, application, website, or network associated with IWR. This includes information, videos, advertising, internet and other products, services and applications. This Privacy Policy also applies to other websites owned or operated by IWR.
II. This Privacy Policy also applies to you and everybody who uses our merchandise or offerings under your account, without the place we identify that a separate Privacy Policy or phrases and conditions apply. You are responsible for making sure you understand this Privacy Policy.
III. You have to agree to and be willing to receive the phrases of this Privacy Policy before you might also visit or use any IWR Platform, or any products or offerings supplied therein.
IV. This Privacy Policy and any additional terms of use apply to you even if you are not our customer and you interact with us as part of running our business, such as by:
•When employing any of our products or services;
•When practicing in any promotional campaign;
•When approaching our customer service;
•Generally requesting information about our services or products.
V. If you need to give us personal information about someone else in relation to our products and services, this Privacy Policy will also apply.
VI. Depending on the product or services, you may additionally acquire service-specific and/or region-specific terms. You will be legally certain through both this Privacy Policy and the service/region precise term to the extent that you have accepted them when signing up to any service or product; therefore, you are required to read these terms carefully.

2. Type of Information Request


I. “Personal information” Statistics that can be used alone to uniquely identify, contact, or identify an individual, or statistics that can be used with data available from other sources to uniquely identify an individual. B. When making a purchase, using our services, creating a personal account, or otherwise interacting with us, or your name, email address, phone/mobile number, country/city, occupation, Personal facts you provide when providing information including SIM card, age, gender, username and password, including but not limited to. IWR may also associate any category of record with any other category of statistics and, so long as they are combined, will treat mixed facts as personal data in accordance with this Privacy Policy. All information is uploaded through the interface in an encrypted structure and stored on our servers, but IWR does not share it with third parties without permission.
II. We collect information when a customer registers with us via any IWR Platform or when customers post on a IWR Platform, including information and data provided by customers when filling in the forms as part of any post, or on any IWR Platform, and information and data provided in the course of any correspondence with us (for example, by e-mail or chat or helpline).
III. We may also collect information when you install or uninstall the IWR platform to receive products or services. Such products or carriers may contain a unique inventory number. Alternatively, if such products or carriers check for automatic updates, they may also send us information about their installations, such as their quantity and the type of system they are running. Register to use, download or register for products or services through the IWR Platform, subscribe to our services under search for products, services or applications, participate in promotions or surveys; When you participate and report problems with the Application, our Services, or IWR Platform.
IV. Register to use, download or register for products and services through the IWR Platform; register with one of our offerings (e.g. network operators or applications); participate in advertising; participate in surveys; We collect facts and information that you provide, such as: Also, if you log a problem with the Application, our services or one of our IWR platforms.
V. IWR and its authorized third-parties may also collect, store and process personal information such as password, financial information (details of bank account, credit card, debit card, or other payment instrument details), physiological information for providing our products, services and for use of our IWR Platforms.
VI. Means of obtaining and updating Personal data will be obtained and updated through means :
•Remote or electronic;
•Optics;
•Through the use of other technologies that allow data to be collected automatically or simultaneously at the time the Owner contacts IWR.
VII. When you use our Platform, whether our Website or our App, we collect and store your information (personal information) which is provided by you from time to time by explicitly seeking permissions from YOU to get the required information:
•Non-personal information Including, but not limited to, your Internet Protocol (IP) address, operating system, browser type and Internet service provider. This type of information does not personally identify a visitor or customer.
•Technical information
Including the type of mobile device you use, unique device identifiers (for example, your device's IMEI or serial number), information about the SIM card used by the device, mobile network information, your device operating system, the type of browser you use, or your device's location and time zone setting (device information).
•SMS
IWR collects and monitors your SMS, addresses of senders, and description of the messages to build your social and financial profile for credit assessment. We will upload this information encrypted to our server for credit evaluation and provide you priority approval service.
•Customer Information
Information stored on your device, including camera, videos or other digital.
•Log Information
Details of your use of any of your applications or your visits to any of IWR Platforms or websites including, but not limited to traffic data, location data, weblogs and other communication data.
•Location
IWR may also use GPS technology or other location services to determine your current location.
•Access to Calendar
We need permission to access your calendar so that we can notify you to pay on time. This feature is designed to improve the refund process and customer experience. If you do not enable this permission, the specific parts associated with this permission will not be used. However, this does not affect the use of other critical services. In any event, these companies are subject to Privacy obligations when handling information under legal restrictions imposed by applicable laws of the jurisdiction in which the information is collected, stored, processed or transmitted.
•Installed Application
IWR Collect and monitor specific information about your installed application on the app. We will upload it encrypted to our server and our external provider in order to identify and analyze your behavior and risk to assess whether it can be processed or not and help prevent fraud.
VIII. You agree that IWR may collect, store, and process the information described above (including information provided by third parties) collected as part of your interactions with IWR will do. By using the IWR Platform, you consent to the collection, storage and use of your personal information regarding the products or services we offer, and consent to the collection of any changes or updates to that information.

3. Tracking and Cookies


I. "Cookies" are small text files transferred by a web server to Client’ hard drive and thereafter stored on their coIWRter. The types of information a cookie collects include the date and time Client visited, their browsing history, preferences, and username.
II. IWR may use Cookies to manage our Client’ sessions and to store preferences, tracking information, and language selection. Cookies may be used whether customers register with us or not.
III. In some instances, our third-party service providers may use cookies on the website or other IWR Platform. We cannot control or access cookies used by third- party service providers. This Privacy Policy covers only Cookies used by us, and not any Cookies used by third parties.
IV. Customers can accept or refuse the use of cookies on their coIWRter, whether or not they have registered with us. You can usually set your browser not to accept cookies. However, opting out of the use of cookies may limit your access to certain features of the website and/or the IWR Platform. Cookies help us improve the IWR Platform and our website by providing you with a great experience when using the IWR Platform and browsing our website.
V. You can withdraw your consent for further collection of this information at any time by logging out and uninstalling the IWR mobile or other applications from your device.

4. Use made of Customer Information


I. Information collected by us shall be used for the purpose of determining whether or not to provide a financial service or product to the customer, the amount of such exposure and the terms and conditions applicable to such services or product.
II. We may also use a third-party payments services provider or payments processing company to process payments and repayments, transfer money to your Operative Account or any other user account, process other payments, and to provide additional products and services, and may therefore disclose your information to such third-party payments services provider.
III. We use your information to operate our services and improve your experience and interactions with IWR. We use your information to provide, support, improve, protect, analyze and bill for our products and services. To communicate with you about your services, products, or applications. to market our products and services; To detect and prevent fraud. for advertising. and for research purposes. We may log in to your online account when you purchase products or services from us, sign up for our newsletters, respond to surveys or marketing communications, browse IWR websites or applications, or log into your online account. We may use information we collect from you when you register with us. Download and register for one of our apps or use certain other website features by: •Personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested; •Improve our website/app in order to better serve you; •Allow us to better service you in responding to your customer service requests; •Administer a contest, promotion, survey or other site feature; •Ask for ratings and reviews of services or products; and •Follow up with them after correspondence (live chat, email or phone inquiries).
IV. This means we may: •Record details about the products and services you use or order from us; •Send you product or service-information messages (we may send you messages to confirm your order and tell you about any changes that might affect your service, like when we have infrastructure work planned or need to fix something); •Let you create and log in to the online accounts we run; •Charge you and make sure your payment reaches us; and •Give information to someone else (if we need to for the product or service you’ve ordered) or to another communications provider if you’re buying some services from them and us.
V. In addition, we use the following information to provide products and services and manage your account: •Your contact details and other information to confirm your identity and your communications with us. This includes your Personal Information and other relevant credentials; •Your payment and financial information; •Your communications with us, including emails, web chats and phone calls.  We will also keep records of any settings or communication preferences you choose; and •Information from cookies placed on your connected devices that we need so we can provide a service.
VI. We may disclose some or all of the data we collect from you when you download or use the IWR Platform to connect to mobile wallet providers, credit bureaus, or other partner financial institutions. We may disclose your personal information to any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries.
VII. We may disclose your personal information to any local or international law enforcement officers or competent regulatory or governmental agencies, in good faith belief that such disclosure is reasonably necessary to enforce any terms and conditions and/or this Privacy Policy, to assist in the prevention, detection, investigation or prosecution of criminal activities or fraud.
VIII. We shall use your data for the purposes of compiling statistic relating to our user base or financial product or services and may disclose such information to any third party for such purposes, provided that such information will always be anonymous.
IX. We may use other third-party companies to monitor site traffic, which may, in some instances, store customer information. Where we use another organization, we still control your personal information and we have strict controls in place to make sure it’s properly protected
X. We may also disclose or transfer your personal information to third parties in the event that: • IWR is involved in a merger, bankruptcy, acquisition, reorganization, or sale of assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets; • IWR or substantially all of its assets are acquired by a third party, personal data held by it about its customers will be one of the transferred assets; • IWR is under a duty to disclose or share your personal data in order to comply with any legal or regulatory obligation or request; or •In order to enforce our Terms and Conditions and other agreements or to investigate potential breaches; report defaulters to any credit bureau or for the purpose of publishing statistics relating to the use of the IWR Platform, in which case all information will be aggregated and made anonymous.

5. Security Practices


I. We employ appropriate security practices and procedures, including technical, operational, administrative and physical security controls, to protect your personal information from unauthorized access or disclosure while in our control. To do. Your personal information is stored behind secure networks and is accessible only to a limited number of persons who have special access to such systems and who are required to keep the information confidential.
II. The data and information we collect from you may be transferred to and stored at destinations. Destination staff will fulfill your wishes. By submitting your personal data, you consent to this transfer, storage or processing. We will take all reasonably necessary steps to ensure that your information is treated securely in accordance with this Privacy Policy.
III. Our security practices and procedures limit access to personal information on need-only basis. Further, our employees are bound by code of conduct and Privacy policies which obligate them to protect the Privacy of personal information.
IV. We maintain the security of our IWR Platforms, however, for reasons outside of our control, security risks may still arise. Any personal information transmitted to us or from our online products or services will therefore be your own risk. However, we will use all reasonable efforts to ensure the security of your information. We observe reasonable security measures to protect your personal information against hacking and virus dissemination.
V. If you provide a password (or choose a password) that grants you access to certain parts of the IWR Platform, you are responsible for keeping that password confidential. Please do not share your password with anyone. Unfortunately, the transmission of information over the Internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of data transmitted to the IWR platform. ANY TRANSMISSION IS AT YOUR OWN RISK. Once we receive your information, we use procedures and security features to try to prevent unauthorized access to the extent reasonably practicable. Customer agrees that IWR or any of its affiliates, affiliates or affiliates, employees, directors, shareholders, agents, representatives, etc., shall not be liable in the event of an accidental breach of security resulting in unauthorized access or disclosure. agrees not to be liable to you. your information. To the fullest extent permitted by law, you agree to seek damages or otherwise hold IWR and its affiliates liable for any breach of security that results in the disclosure or unauthorized access of your information. You agree to waive your rights.

6. Disputes


Any disputes regarding this Privacy Policy shall be subject to the Terms and Conditions of IWR, including but not limited to any conditions related to indemnification, limitation of liability relating to damages, choice of law and dispute resolution forum. We ask you to first submit any such complaints directly to us the relevant customer services desk or helpline.

7. Contact


Contact: Questions, comments, and requests regarding this Privacy Policy are welcomed.
Contact us by email: info@idawelasrasa.com
Contact us by Phone: 082123067824

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